ISLOMIY BANK TASHKIL ETISHNING HUQUQIY VA IQTISODIY ASOSLARI
Keywords:
Kalit so‘zlar: islomiy bank, islomiy moliya, shariat, ribo, mudaraba, musharaka, murabaha, moliyaviy barqarorlik, investitsiya, bank tizimi., Keywords: Islamic banking, Islamic finance, Sharia, riba, mudaraba, musharaka, murabaha, financial stability, investment, banking system.Abstract
Annotatsiya: Ushbu maqolada islomiy banklarni tashkil etishning nazariy, huquqiy va iqtisodiy asoslari yoritilgan. Islomiy bank faoliyatining an’anaviy bank tizimidan farqli jihatlari, foizsiz moliyalashtirish tamoyillari, sheriklik asosidagi investitsiyalar hamda shariat talablariga muvofiq moliyaviy xizmatlarni tashkil etish masalalari tahlil qilingan. Shuningdek, O‘zbekistonda islomiy bank xizmatlarini rivojlantirish imkoniyatlari, mavjud muammolar va ularni bartaraf etish bo‘yicha takliflar bayon etilgan.
Abstract: This article examines the theoretical, legal and economic foundations of establishing Islamic banks. It analyzes the main differences between Islamic and conventional banking, interest-free financing principles, partnership-based investments and financial services compliant with Sharia principles. The article also discusses opportunities for developing Islamic banking services in Uzbekistan, existing challenges and possible solutions.
