QAYSI SEGMENTDAN BOSHLASH KERAK? O‘ZBEKISTON SUG‘URTA BOZORIDA UMUMIY VA OILAVIY TAKAFULNI JORIY ETISH KETMA-KETLIGI. conf. 2026;10(1):184-192. Accessed September 16, 2026. https://conferns.com/index.php/ztf/article/view/2986