SUG‘URTA TO‘LOVLARINI RAQAMLASHTIRISHNING TASHKILIY-IQTISODIY MEXANIZMLARINI TAKOMILLASHTIRISH
Keywords:
Kalit so‘zlar: sug‘urta to‘lovlari, raqamlashtirish, tashkiliy-iqtisodiy mexanizm, InsurTech, sun’iy intellekt, API integratsiyasi, avtomatlashtirish, sug‘urta bozori..Abstract
Annotatsiya. Tezisda sug‘urta to‘lovlarini raqamlashtirishning tashkiliy-iqtisodiy mexanizmlari tahlil qilingan. Elektron murojaat, API integratsiyasi, sun’iy intellekt va avtomatlashtirilgan to‘lov vositalarining to‘lovlar tezkorligi, shaffofligi hamda operatsion samaradorligiga ta’siri yoritilgan. Sug‘urta to‘lovlari tizimini takomillashtirish bo‘yicha amaliy takliflar ishlab chiqilgan.
References
1. Chen C.-L., Deng Y.-Y., Tsaur W.-J., Li C.-T., Lee C.-C., Wu C.-M. A Traceable Online Insurance Claims System Based on Blockchain and Smart Contract Technology // Sustainability. – 2021. – Vol. 13, No. 16. – Art. 9386. – 39 p. – DOI: 10.3390/su13169386.
2. Wang Q., Lau R. Y. K., Si Y. W., Xie H., Tao X. Blockchain-Enhanced Smart Contract for Cost-Effective Insurance Claims Processing // Journal of Global Information Management. – 2023. – Vol. 31, No. 7. – P. 1–21. – DOI: 10.4018/JGIM.329927.
3. Lang F., Riegel L. Acceptance of Online Customer Channels for Damage Claims in Germany // Information Technology and Management. – 2025. – Vol. 26, No. 1. – P. 101–116. – DOI: 10.1007/s10799-023-00404-z.